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What do you do if a family member has committed identity theft against you and taken out credit cards? 23

Posted on June 30, 2009 by bennyboy

I have a family member that has committed identity theft against myself, as well as my father. He has established credit cards under my name using my social security number and I am afraid that going to authorities will cost me money, or get him into some serious trouble. He has taken credit cards out in my name and they have now been handed over to collection agencies. Needless to say, my credit is screwed. He is will to admit his wrong-doings. Can the amounts be taken out of my name and somehow established under his own? The same with my father? What do I need to do to clear my name and hopefully, protect this family member at the same time, in terms of jailtime. Any help would be greatly appreciated.

Question about Identity theft and credit fraud? 3

Posted on June 30, 2009 by bennyboy

If someone charges up stuff on someone else’s credit cards, is it not possible to simply call the bank and say you did not charge it ?

How can someone steal your identity and charge up stuff on your credit and that still screw up your credit? where is the protection for consumers?

Identity theft and credit report.? 2

Posted on June 25, 2009 by bennyboy

I had Identity theft. I have the major credit reports remove 87 inquires, 5 collection account and 2 credit cards. I still have 11 account that are not mine, but I'm in the process of removing them. When I had all these accounts and inquires my credit score went down 56 points, making my credit worse then before. I would like someone to tell me why I lost all these points when damaging items where removed, if you can help me in anyway that would be great. Thanks.



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