Comments on What is the best way to find out if I have been the victim of identity theft, besides credit reports? »
July 9, 2009
Identity Theft Secrets @ 6:14 pm
Hmmm, no one seems to be up to answering this one directly, so I’ll just be blunt with my response.
There’s essentially (3) major credit repositories in the U.S. and they share data amongst themselves on behalf of their clients which are credit grantors (banks, card companies, etc.)
However, there’s over 400 o-t-h-e-r repositories your personal information could have an identity theft
case "lurking" within that you would have a far
tougher time finding – let alone correcting
in a timely/inexpensive manner.
For example, here’s just a few categories that you definitely will want to check for identity theft
as they can have as much (if not more) impact on
your financial livelihood as bad credit:
1) Criminal records
2) Department of Motor (DMV) records
3) Medical insurance claims
4) Liens & Courthouse judegments (bankrupcties)
5) Patriot act (terrorist profiling)
For more information about how to get help on this topic, refer to the sources section.
That’s why identity theft is so out of control. The first indication you will have is when collectors start calling you, or you may get lucky and notice a strange charge on your credit card.
The person stealing your ID wants to keep you uninformed for as long as possible. This allows him to run up your credit as much as possible. As soon as the "whistle gets blown" all of his stolen credit gets frozen, and he moves on to the next victim.
That is why it’s so important for you to get a yearly credit report and examine it carefully.
Comments on What is the best way to find out if I have been the victim of identity theft, besides credit reports? »
Hmmm, no one seems to be up to answering this one directly, so I’ll just be blunt with my response.
There’s essentially (3) major credit repositories in the U.S. and they share data amongst themselves on behalf of their clients which are credit grantors (banks, card companies, etc.)
However, there’s over 400 o-t-h-e-r repositories your personal information could have an identity theft
case "lurking" within that you would have a far
tougher time finding – let alone correcting
in a timely/inexpensive manner.
For example, here’s just a few categories that you definitely will want to check for identity theft
as they can have as much (if not more) impact on
your financial livelihood as bad credit:
1) Criminal records
2) Department of Motor (DMV) records
3) Medical insurance claims
4) Liens & Courthouse judegments (bankrupcties)
5) Patriot act (terrorist profiling)
For more information about how to get help on this topic, refer to the sources section.
Call your credit card companies and see if you have any unusual activity on your accounts
Goto http://getyourebook.com/freecreditreport for a free credit report. That’ll show exactly whats been going on.
All the best.
Identity Theft
http://www.consumer.gov/idtheft/
The problem is, you can’t.
That’s why identity theft is so out of control. The first indication you will have is when collectors start calling you, or you may get lucky and notice a strange charge on your credit card.
The person stealing your ID wants to keep you uninformed for as long as possible. This allows him to run up your credit as much as possible. As soon as the "whistle gets blown" all of his stolen credit gets frozen, and he moves on to the next victim.
That is why it’s so important for you to get a yearly credit report and examine it carefully.
Go to http://www.annualcreditreport.com. Unlike the link given above, this site gives out truely FREE reports, as demanded by law.
Wish you idiot posters would stop listing those sites! Do you get a referral bonus for conning people to that site?